Santander Karta Dużej Rodziny 2019

Karta Dużej Rodziny (KDR), or the Large Family Card, is a nationwide system in Poland offering discounts and benefits to families with three or more children. The Santander Karta Dużej Rodziny 2019 was a specific offer from Santander Bank Polska, combining the standard KDR benefits with additional banking services.

Think of it as your regular KDR, but with a bank account attached. It's primarily a debit card linked to a bank account offering exclusive advantages to families holding the KDR. The "2019" indicates the year the offer was available, meaning some specific terms may have changed since then.

Here's a breakdown of how it worked:

1. Standard KDR Benefits: As a KDR holder, you were entitled to discounts at various businesses across Poland. These could include discounts on transportation (like train tickets), entertainment (museums, cinemas), leisure activities (swimming pools), and purchases (clothing, food). The national KDR program is managed by the Ministry of Family, Labour and Social Policy.

2. Santander Bank Account: The card was linked to a Santander bank account. The type of account varied but often included free account maintenance or lower fees compared to standard accounts.

3. Additional Santander Benefits: These were the key differentiators. Examples could include:

• Cashback on certain purchases (e.g., a small percentage of your grocery spending returned to your account).
• Lower interest rates on loans or mortgages.
• Exclusive offers and promotions for KDR holders using the card.

Eligibility: To get the Santander Karta Dużej Rodziny, you needed to:

• Be eligible for the national KDR program (i.e., have at least three children).
• Open a bank account at Santander Bank Polska.

Important Note: While the national KDR is ongoing, specific offers from banks like Santander may change over time. Always check the current offers from Santander Bank Polska to see what's available for KDR holders today. The 2019 offer might have different terms and conditions now.